CA Indosuez Wealth (Miami) (“Bank”) is an agency of Crédit Agricole Corporate and Investment Bank, a bank organized under the laws of the Republic of France.
“Non-Personally Identifiable Information” refers to information that does not, by itself or in combination with other information, identify a specific individual. We may gather certain information about you such as age, date of birth, gender, as well as information based upon where you navigate on our Website. This information may be compiled and analyzed on both a personal and an aggregated basis. Such information may include the Uniform Resource Locator (“URL”) of the website from which you just came from, which URL you next go to when you leave our Website, which browser you are using, and your Internet Protocol (“IP”) address. A URL is the global address of documents and other resources on the Internet. An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol (“TCP/IP”) network, such as the Internet. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Internet, allowing Internet servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet and browse and review online materials.
We welcome all questions and feedback. For privacy-related issues, please contact us at:
CA Indosuez Wealth (Miami)
600 Brickell Ave., 37th floor
Miami, FL 33131 U.S.A
1) Information We Collect
(a) Personally Identifiable Information. We may collect Personally Identifiable Information when you:
(b) Non-Personally Identifiable Information. This Website collects some Non-Personally Identifiable Information as described above and it may not be readily apparent to you that it is being collected. Non-Personally Identifiable Information will not be combined with Personally Identifiable Information.
2) Use of Data We Collect
(a) Personally Identifiable Information. At Bank, we always want to provide you with the best possible online experience and fulfill your requirements exactly as you have requested. In order to do this, we use your Personally Identifiable Information to allow us to:
Your email address will not be shared with any third parties. Instructions for unsubscribing from any newsletters, promotions or non-transactional related emails are included in every email.
(b) Non-Personally Identifiable Information. Bank uses the Non-Personally Identifiable Information that we collect from our customers and other visitors to our Website in a manner that does not personally identify any individual. We use Non-Personally Identifiable Information to make our Website more interesting and useful to you and others. We also track the pages or documents accessed within our Website. This information is collected for systems administration and for analyzing and improving the value of the material available on our Website. This Non-Personally Identifiable Information may be used to help our site design teams create information our guests might like.
(c) Cookies. Like many other commercial sites, our Website utilizes standard technologies called “cookies” to collect information about how our Website is used. A cookie is a small data text file, that our Website stores on your computer’s hard drive (if your web browser permits) that can later be retrieved to identify you to us. Cookies are designed to help websites recognize a user’s browser as a previous visitor and thus save and remember any preferences that may have been set while the user was browsing the site. A cookie cannot be read by any website other than the one that originally set the cookie. For example, cookies can securely store your password or identify which parts of our Website you have visited. In addition, cookies allow us to prepopulate (or fill in) an email field with your email address if you revisit our Website and place a request for information. A cookie cannot retrieve any other data from your computer, pass on a computer virus, or capture your email address. We send a cookie to your hard drive when you place a request for information, record the product or service about which the request was made and any referral codes. No Personally Identifiable Information is recorded in a cookie. In addition, please be sure to review our Cookies Policy before proceeding to use our Website.
3) Information We Share with Others
(a) Our Contractors. We may contract with other companies (such as fulfillment organizations and website developers) to provide certain services to Bank to fulfill information requests or to create our Website. In some instances, these contractors may have access to Personally Identifiable Information but they are contractually obligated to Bank to maintain the confidentiality of such information and to use it only for purposes of carrying out the business of Bank. Our contractors are prohibited by contract from using this information for their own marketing purposes or from sharing this information with anyone other than Bank.
(b) Third Parties. Your personally identifiable information is never shared with any third party, except as described above with respect to our contractors who may use it ONLY to carry out Bank business.
4) Disclosure Exceptions
Notwithstanding the policies described above, Bank may disclose your personal information to appropriate third parties if required to do so by law or if Bank believes that such action is necessary:
In the unlikely event that CA- Miami, or its parent or affiliates, ever becomes insolvent and seeks protection under bankruptcy or insolvency laws, or if Bank, or its parent or affiliates, plans to merge or be acquired by another business entity, Bank, Miami or its parent or affiliates, may share or sell your personal and non-personal information with a third party that acquires the business of Bank, or its parent or affiliates.
5) Your Choices
We offer choices about the types of information you receive from us. If you prefer not to receive product information or other communications from Bank or if you prefer to receive them less frequently, please contact us at ADM-Miami@ca-cib.com
Please be sure to provide us your exact name and address, so that we can be sure to identify you correctly. Because mailings or group emails are planned in advance, it may take several weeks for your request to become effective. If, due to human error, you continue to receive unwanted communications, please contact us again and we will make every effort to correct the situation.
6) Email Use
7) Links to Other Websites
Occasionally we provide links on our Website to other sites we think you will enjoy.These sites may operate independently from Bank and have established their own privacy and security policies. Bank does not have any control over the privacy practices of these sites. For the best online experience, we strongly encourage you to review these policies at any site you plan to visit.
We intend to protect against the loss, misuse, or alteration of information that we have collected from you. We employ reasonable security measures to protect the security of the information you submit to us. We limit the information we provide to outside companies with whom we contract to only what they need to carry out their responsibilities. When you request information from us or create an account on our Website, your transactional information is transmitted in a safe, encrypted format. We maintain the data you provide, along with a record of your requests, in a secure database. We also encourage our partners and service providers who have access to your information to adopt and follow stringent consumer privacy policies.
9) Privacy of Children on Our Website
It is our policy not to collect Personally Identifiable Information from any person under 13 because children are not permitted to order from this Website, and we request that children under the age of 13 not submit any Personally Identifiable Information to us through this Website. If we learn that we have inadvertently gathered Personally Identifiable Information from children under 13, we will promptly remove such information from our records.
10) Policy Changes
11) Governing Law and Jurisdiction
12) Special Notice to California Residents
Under California Civil Code Section 1798.83, California residents have the right to request and receive from Bank, once a year and free of charge, information about the personal information we have disclosed (if any) to third parties for their marketing purposes during the previous calendar year, and a description of the categories of personal information shared. To make such a request, please send an email to ADM-Miami@ca-cib.com including the phrase “California Privacy Request” in the subject line, and provide us with your name, postal address and email address.
13) Questions or Comments?
Last revised: January 2016