Disclaimer

Crédit Agricole (Switzerland) S.A., Dubai Rep Office
Crédit Agricole (Switzerland) S.A., Abu Dhabi Rep Office

Owners and Publishers
Crédit Agricole (Suisse) S.A., Dubai Rep Office 
The Maze Tower – Level 13 Sheikh Zayed Road
P.O.Box 9423
Dubai
United Arab Emirates

 

Crédit Agricole (Suisse) S.A., Abu Dhabi Rep Office
Zayed – The 1rst Street – Al Muhairy Center, Office Tower, 4th Floor
P.O.Box 44836
Abu Dhabi
United Arab Emirates

 

Publication Director
Vijay Narain of Crédit Agricole (Suisse) S.A., Dubai Rep Office 
Raed Herbawiof Crédit Agricole (Suisse) S.A., Abu Dhabi Rep Office

 

Website host
CA Indosuez (Switzerland) SA,
Limited Company (Société anonyme) incorporated under Swiss Law with capital of CHF 1,060,946,000 
Quai Général-Guisan 4, 1204 Geneva
Phone: +41 (0)58 321 90 00

 

WARNING

For purposes of this warning, are defined as follows:

  • Entity(ies)” : CA Indosuez Wealth (Group) including French and foreign Entities, whatever their location, of which CA Indosuez Wealth (Group) is the holding company, or more generally who are part of the Wealth Management Business Line of the Group Crédit Agricole.
  • Website”: the Website “ca-indosuez.com/unitedarabemirates” composed of the different webpages of Crédit Agricole (Suisse) S.A., Dubai Rep Office and Crédit Agricole (Suisse) S.A., Abu Dhabi Rep Office.
  • User”: any person accessing to and/or using the Website and/or any owner of a computer from which the connection and/or the navigation on the Website is carried out, whether this person is a client of an Entity or not.

The Website and/or the access there to and/or use there of are subject to the laws and regulations in force in the Emirate of Dubai, respectively Abu Dhabi. In case of any dispute, the courts of the Emirate of Dubai, respectively Abu Dhabi, shall be competent.

 

1.  Conditions of access and terms of use

Access to and use of the Website shall be subject to the terms and conditions set out herein as well as in any other policies published on the Website, such as policies regarding the protection of personal data and online security, as applicable at the time of any such access to and/or use of the Website.

The User acknowledges that he is aware of the conditions of access to and of use of the Website set out hereinas well as any other relevant policies governing the access to and use of the Website at any time.

Crédit Agricole (Suisse) S.A., Dubai Rep Office and Crédit Agricole (Suisse) S.A., Abu Dhabi Rep Office reserve the right to modify, at any moment, the content of this warning. The User is deemed to have knowledge of the latest version of this warning at every new connection on the Website.

The Website is accessible 24 hours a day and 7 days a week, except in the case of force majeure, actions of a third party, and/or maintenance work and interventions necessary to the proper functioning of the Website. In this case, this interruption maybe notified by a warning on the homepage or by any other proceeding. In any case, this possible interruption or perturbation shall not constitute a ground for liability on the part of Crédit Agricole (Suisse) S.A., Dubai Rep Office and Abu Dhabi Rep Office or a possible third party Website host and does not open the right to any compensation.

The use of the Internet does not guarantee the confidentiality and the integrity of all the provided information, and the User is informed that he is responsible for taking all appropriate measures in order to protect his messages or data and/or tools.The user is invited to visit our page dedicated to general information onsecurity.

The User agrees to respect the integrity of the Website. He agrees not to impede its functioning, to alter or delete any content, wholly or partly, and not to fraudulently enter any data.

 

2.  Online services

Crédit Agricole (Suisse) S.A., Dubai Rep Office and Crédit Agricole (Suisse) S.A., Abu Dhabi Rep Office do not charge any fee for the access to and use of the Website. However, the User acknowledges that third parties may charge a fee for the use of the Internet through their infrastructure and/or networks, such as Internet service providers’ fees and telephone communications costs which are directly charged by the operators.

The access to the online services of CA Indosuez (Switzerland) SA is possible through the Website. The terms of access to and use of, pricing and provision of such online services may be subject to a specific agreement with CA Indosuez (Switzerland) SA. If the User wishes to access to and use certain specific online services, he is invited to contact CA Indosuez (Switzerland) SA.

 

3.  Available information

Information and opinions of a general nature (economic, financial, etc.) available on the Website are only released for information purposes. Although CA Indosuez (Switzerland) SA and its Representative Offices of Dubai and Abu Dhabi undertake everything reasonably possible to obtain information from sources it deems reliable, itdoes not represent nor warrant that all information or data submitted on the Website are accurate, reliable and complete. They are not provided on a contractual basis and have only an indicative value.

Information and opinions may be modified at any time without prior notice. The User is aware that suchinformation may not be automatically updated or valued on a real-time basis. 

UAE Law firm recommends that we suggest that the warnings contained in this paragraph be also displayed within the website itself; adjacent to the information in question might be best. 

The Website may further include information provided by external companies or hyperlinks to other websites that were not developed by CA Indosuez (Switzerland) SA or its Representative Offices of Dubai and Abu Dhabi. The existence of a link on the Website to another website does not constitute a validation or endorsement of this other website or of its content by CA Indosuez (Switzerland) SA. It is the User’s sole responsibility to verify and use such information with discernment and with a critical mind. CA Indosuez (Switzerland) SA and its Representative Offices of Dubai and Abu Dhabicannot be held liable with regards to those information, opinions and recommendations made by third parties.

As a result of the existence of inherent risks regarding the electronic transmission of information, delays, omissions or inaccuracy may occur. Any information available on the Website isprovided “as is”, whatever itsorigin. Therefore, CA Indosuez (Switzerland) SA and its Representative Offices of Dubai and Abu Dhabi disclaim all liability regarding the content of the Website and its use.

Information available on the Website of Crédit Agricole (Suisse) S.A., Dubai Rep Office and Abu Dhabi Rep Office Offices of Dubai and Abu Dhabi may be provided in French, English or any other language. In case of inconsistency, the Frenchversion shall prevail.

The use of the information contained in the Website is the sole responsibility of the User. CA Indosuez (Switzerland) SA and its Representative Offices of Dubai and Abu Dhabi exclude all liability regarding the use that could be made and its consequences.

Please note that we suggest that the warnings that are contained within the second paragraph of Article 3 and also the two paragraphs of Article 4 are also displayed with in the website itself ; adjacent to the information in question might be best.

 

4.  No offer

No information or publication appearing on the Website shall be interpreted as constitutive of an incitement, a solicitation, a proposal or a recommendation of banking or financial products or services from Crédit Agricole (Suisse) S.A., Dubai Rep Office and Abu Dhabi Rep Office.

UAE Law firm recommends that the warnings contained in this paragraph be also displayed within the website itself; adjacent to the information in question might be best. 

Likewise, no information released on the Websiteconstitutes or shall be interpreted as constitutive of an investment advice, a legal or tax advice.

UAE Law firm recommends that the warnings contained in this paragraph be also displayed within the website itself; adjacent to the information in question might be best. 

For further information, the User, if he wishes, may contact Crédit Agricole (Suisse) S.A., Dubai Rep Office and Crédit Agricole (Switzerland) S.A., Abu Dhabi Rep Office which may provide him with information to the extent authorized by the applicable law and regulations.

 

5.  Restrictions on access to the Website, products and services

The Website is not intended to be made available to persons in  jurisdiction where (due to their nationality, place of residence or for any other reason) the distribution of the Website’s materials or contents and/or access to and/or use of the Website is unlawful. Persons within such jurisdictions should refrain from navigating on the Website. The User is solely responsible to ensure that he is legally authorized to access and use the Website in the country from which the connection is established.

The products and services mentioned on the Website may not be approved for sale or available to residents or nationals of certain countries or certain categories of investors. The products and services presented on the Website are intended to be provided under the contractual conditions and the applicable price in the United Arab Emirates, in compliance with the applicable laws and regulations. In particular, such products and services may be reserved to certain clients or may be subject to restrictions regarding certain persons or in certain countries. In any case, the User is urged to ensure that he is legally authorized to invest in such services or products. Crédit Agricole (Suisse) S.A., Dubai Rep Office and Crédit Agricole (Suisse) S.A., Abu Dhabi Rep Office will not provide products or services, if this would constitute a violation of the laws or regulations of the country of residence, localization or origin of the person requesting such products or services, or of any other applicable laws or regulations.

More specifically, the User’s attention is drawn to the fact that:

  • The Website does not constitute an offer or a solicitation of services or products towards the territories of the United-States of America and Canada
  • The Website does not constitute an offer or a solicitation of services or products towards persons residing in Singapore, except where such services or products are provided by CA Indosuez (Switzerland) SA, Singapore Branch in accordance with the applicable Singapore laws and regulations (including but not limited to the Banking Act (Chapter 19 of Singapore), the Financial Advisers Act (Chapter 110 of Singapore), and the Securities and Futures Act (Chapter 289 of Singapore)).
  • The Website does not constitute an offer or a solicitation of services or products towards persons residing in Hong Kong, except where such products and services are provided by the Hong Kong Entity of the Wealth Management Business Line or other group entities registered in Hong Kong, or otherwise in accordance with the Securities and Futures Ordinance (Cap.571).

 

6.  No liability

Subject to mandatory applicable law, CA Indosuez (Switzerland) SA and its Representative Offices of Dubai and Abu Dhabi, theirdirectors, employees or agents shall not be liable to the User or any third partyin respect of any direct or indirect losses, costs, complaints, charges or damages of any nature, contractual or tortious, including negligence, resulting from, in one way or another – or linked to – the use of the Website, even if they were informed of the possibility of suchlosses, costs, complaints, charges or damages.

 

7.  Job applicants and employment

The User can apply spontaneously or respond to an offer posted on the website "jobs.ca-indosuez.com" available through a link on the "Careers" tab.

The website "jobs.ca-indosuez.com" is under the editorial responsibility of CA Indosuez Wealth (Group) and is hosted by Talentsoft in France. The conditions applicable to the applications are specified in the Disclaimer of the Website "jobs.ca-indosuez.com" which the User shall readin case of any use of such website.

 

8.  Intellectual property

The User acknowledges that CA Indosuez Wealth (Group) and/or CA Indosuez (Switzerland) SA hold(s) and retain(s) the exclusive ownership of all rights, title and interest in the Website as well as its content (in particular, the information, data, sounds, images, texts, drawings, graphics, distinctive signs, logos, brands, iconographic and photographic representations, downloadable documents, etc.), or, as applicable, has(ve) acquired an appropriate license from the relevant third party to publish such content on the Website. In no event shall any of these rights be transferred to any User through his access to and/or use of the Website.

Any reproduction, representation or distribution, for purposes of competing activities, of all or any part of the content of the Website, on any medium or by any means is forbidden, except with the prior written consent of CA Indosuez (Switzerland) SA.

Non-compliance to this interdiction constitutes counterfeiting that may engage the civil and criminal liability of the counterfeiter.

All or any of the information contained in the Website may be downloaded on hard drive or printed for personal use only, provided that this copyright notice is included on each copy, that no alteration are made and that they are not used, wholly or partly, in another work, publication or on any medium. The download or any other form of copy of a software or information contained on the Website of Crédit Agricole (Suisse) S.A., Dubai Rep Office and Crédit Agricole (Suisse) S.A., Abu Dhabi Rep Office do not impart the User of any rights on them. It is also forbidden to distribute or copy all or any of the information contained on the Website, to transfer (electronically or by any other means), alter, and use the pages of the Website or any element appearing on it for purposes of competing activities without the prior written consent of CA Indosuez (Switzerland) SA.

The User shall neither reproduce (wholly or partly), transfer (electronically or by any other means), alter, oruse the Website of Crédit Agricole (Suisse) S.A., Dubai Rep Office and Crédit Agricole (Suisse) S.A., Abu Dhabi Rep Office to public or commercial purposes, nor create links with them, without the prior written consent of CA Indosuez (Switzerland) SA.

Any hyperlinks to the Website or a Webpage must be subject to a prior and express authorization of CA Indosuez (Switzerland) SA.

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